Amish Hamburger Casserole

1 pound lean ground beef
1 large onion, diced
fresh potatoes, peeled and diced
sliced fresh carrots
1 can cream of mushroom soup
additional liquid as needed (water or milk, milk makes a richer casserole)
Soft cheese (cheddar or Colby in slices or shredded)


Brown hamburger in a large heavy skillet with a tight-fitting lid.
Drain the meat well and top with onions, potatoes, and carrots.  Coupons
Put mushroom soup over all, then top with a soft cheese.
Cover and simmer for 45 minutes.
Check occasionally adding water or milk as needed.
Serve hot.